Valentines Gifts from The Ultra Rich

Love is in the air and I wanted to post how the "Ultra Rich" buy Valentines gifts for their loved ones. Seriously, I know the chocolates, flowers, and candy is great. But I found after chatting with a friend at my companies exclusive dinner the other night, that they buy them assets that help them make money in the future. This ultra rich have been doing this for years.

Sure the candies and flowers are sent. But literally 3 gentlemen went ahead and purchased a life insurance policy for their spouse.

Also, you may want to know that the policies the Ultra Rich get are life insurance policies which pay them monthly while they are living. It's not your normal term life insurance when one passes then your spouse and family get paid.

They in fact leverage life insurance to pay themselves monthly. Then even use the policy as their own bank account. This is what the rich call "infinite banking".

If you set on traditional gifts, you can check out the list below:

1. SAY IT WITH A (FREE) SONG

Amazon is giving away a free $2 worth of MP3s. So find the song you guys played over and over on that big road trip and send it!

2. EVERYBODY LIKES THOSE DARN FLOWERS

If you've waited until this long to put your flower order in, you're probably out of luck as far as ordering flowers for delivery on Valentine's Day goes. You can order them for Friday, Saturday, Sunday or Tuesday instead. And who says the only kind of flower it can be is roses? Tulips, oriental lilies and carnations are totally beautiful, appropriate, and affordable.

Read the rest of the list here from the Consumerist.

The "Ultra Rich's" Gift That Keeps Giving

It surprised me, but I have been preaching how the "Ultra Rich" use life insurance and other assets to keep paying them month after month. Then the other night, a wifey told me that she got hers with a new oink golf cart.

Keep in mind, you don't need to be super wealthy to leverage life insurance. You just need to be able to save a few bucks a month. The trick is to know what already works...  Life insurance is a first step to securing your financial future while alive. 

Find out how the Ultra Rich leverage life insurance during a crazy economic time. And how the use life insurance as their own personal bank.

==> Check Out My Dinner Chats with The Ultra Rich

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